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Thanks to the internet shopping for auto insurance is no longer a daunting task. Now you can shop and compare multiple car insurance quotes instantly online and find the cheapest auto insurance rates of top companies. We make the shopping process simple and easy using our free online comparison tool. Great deals are just a few clicks away. Everyday we help people save hundreds of dollars by finding discounted rates and many people save over $600/yr. Find Cheap Auto Insurance in your State, simply select your State from the list below.
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States With Cheap Auto Insurance

How Auto Insurance rates are determined

The price you pay for auto insurance is based on how much risk you present to the insurance company. The risk is the potential cost the company would have if you were responsible for an accident or injury. Each company makes an estimate of how much it may need to pay on all claims during your policy period and sets rates accordingly based on general factors. Factors affecting those risks are age, year make and model of your vehicle, driving records, the type of driving being done, where you live, where you drive, and in some states your credit rating is factored in.

The Basics About Car Insurance

Most people have car insurance because it's the law. Each State determines its own coverage requirements and drivers from every state must carry a certain minimum amount of liability coverage. It also protects you from financial and legal risks if you are involved in an accident where you are deemed at-fault. Most States have fines for drivers who don't provide the necessary minimum liability coverage. Penalties range from as little as a $100 fine to the suspension of a driver's license, cars registration, fines of $5000, and up to one year in jail.

list of cities with cheap auto insurance
Cities With Cheap Auto Insurance:

Top 5 Ways To A Lower Price For Auto Insurance

Establish and maintain a safe driving record.
Ask for discounts and credits
Higher deductibles = lower cost
Eliminate unnecessary coverages
Shop and compare rates from multiple companies before you buy

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